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Listener Questions: Answered

Show aired on December 12th, 2020

In this episode, Mike answers a variety of listener questions:

  • What about helping the homeless veterans or other people out begging on the roadside?
  • My mutual fund has some Puerto Rican funds in it. Should I be concerned? Should I trade out of that fund?
  • Should I look at transferring some of my employee stock ownership plan (ESOP) into an IRA?
  • How does using a Qualified Charitable Distribution (QCD) affect my Adjusted Gross Income (AGI)?
  • What are some of the considerations for the Required Minimum Distribution (RMD)?
  • What about using a Donor Advised Fund?
  • I am just generally concerned about the current state of the stock market, should I sell everything and move to cash only?

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    Though Mike Miller is an employee of Ronald Blue Trust, Talking Money® represents his individual views, and not those of his employer or any other sponsor of the program. During the program, Mike may discuss market trends as well as specific financial planning techniques and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations to any individual or organization. Work with your attorney, or accounting, or investment professional for specific individual advice and services. Any securities or investment products discussed on Talking Money® are not insured by the FDIC, are not a deposit or other obligation of or guaranteed by any bank, and are subject to investment risk, including possible loss of principal amount invested. Some shows contain time sensitive material that should not be relied upon without verifying.

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