Best of Talking Money: IRA Distributions: When and How

Show aired on April 16th, 2022

Highlights from show originally aired January 8, 2022.

In this episode, Mike looks back on some past listener questions that still get asked frequently today:

• When exactly do I need to start taking my required minimum distribution (RMD)?
• What is the best way to take that RMD?
• Has the age requirement changed?
• How does the qualified charitable distribution (QCD) work?
• Is there a more tax efficient way to give?
• How does lowering the balance of your IRA affect your RMD amount?
• What are some ways to lower the balance of an IRA?

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Though Mike Miller is an employee of Ronald Blue Trust, Talking Money^® represents his individual views, and not those of his employer or any other sponsor of the program. During the program, Mike may discuss market trends as well as specific financial planning techniques and investment ideas. These discussions are for general information only and are not intended to provide specific advice or recommendations to any individual or organization. Work with your attorney, or accounting, or investment professional for specific individual advice and services. Any securities or investment products discussed on Talking Money® are not insured by the FDIC, are not a deposit or other obligation of or guaranteed by any bank, and are subject to investment risk, including possible loss of principal amount invested. Some shows contain time sensitive material that should not be relied upon without verifying.

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