It’s not uncommon for me to have people at church ask me financial questions, and I really don’t mind! I don’t like to do business on Sunday–especially at church–but if I can help someone be a better steward, it is time well spent.
One Sunday, a single mom with three children under the age of ten asked me whether she should consider getting a Will. I explained the definite need for her to get a Will and the process, including an approximate cost. I knew she was concerned about the cost when she said–in all seriousness–that instead of getting a Will, she would tell the children to put an ad in the paper requesting nannies to apply! She said her children were very responsible–really?
Obviously, she had not thought this through to its logical conclusion. As silly as this sounds, the result is no different than if someone with minor children doesn’t bother getting a Will and naming not only a guardian, but also contingent guardians.
Believe it or not, people–even family–will tell you that they would be glad to raise your children if something happens to you; but when the time comes, they have a change of heart.
Another suggestion: don’t name your parents unless absolutely necessary! Instead, name someone you are already friends with and who has kids the same age(s) as yours. Hopefully, they already get along great. I think this is preferable to moving the kids to a different town just to keep the kids with a family member. Moving will mean your kids will have to make all new friends and get adjusted to a whole new environment.
Procrastination is the biggest enemy here! This is so important that it needs to be taken care of YESTERDAY!!